Annuities
Annuities
- Are you looking for a “Safe Haven” for your funds as well as “Higher Growth” potential than traditional fixed assets?
- They also have the potential to make double digit growth returns
- Indexed-Annuities - Certain indexes have a historical average of double digit average returns over the past 10 years
- Indexed Annuities offer a safe haven of guaranteed no loss of principle (guaranteed no loss of funds) when the funds stay in for the length of the term and they have the upside growth of the index.
- These two items give Indexed-Annuities both are safe havens for accounts that you cannot afford to lose principle but also have strong growth.
- Gains (returns) are locked in each year so your principle are also the returns are locked in for a no loss.
- Long Term Care Benefits
- Beneficiaries are designated for estate planning
Additional benefits Long Term Care Benefits -Available with fixed indexed-annuities.
We offer Indexed-annuities & fixed annuities from top rated insurance companies.
Any of the following types of accounts are eligible for transferring funds into an annuity:
- Annuities
- Life Insurance dividends
- Life Insurance funds
- CD
- Money Market account
- Checking/Savings account
- Gift funds (funds gifted from a relative or another person)
- Business funds
- Employee Salary bonus funds
- Trust funds
- Inheritance funds for children
- Qualified retirement account(s)/Investment accounts
The length of time of an Annuity ranges between:
- 6 month
- 1 year
- 2 year
- 3 year
- 5 years
- 6 year
- 7 year
- 8 year
- 9 year
- 10 year
- 11 year
- 12 year
Bank CD’s, check & savings account, Money Market Accounts, & some other accounts
It is a contract between an insurance company and the owner of the funds. The insurance company uses the funds to invest in multiple methods of safe haven higher returns.
Insurance companies are very safe. They are required to have more cash on hand than banks are required to hold in the bank.
Insurance companies have re-insurance companies to protect the backing of the insurance company. This acts as a back-up/stop-loss for the insurance company.
Insurance companies also have the department of insurance that acts as an additional backstop for insurance companies similar to the FDIC for banks.