High Limit Accident Plans
High Limit Accident Insurance plan
This plan will allow individuals to purchase an Accident Death & Disability policy which will cover a death or disability from an accident.
The High Limit accident plans cover higher dollar figures than traditional polices allow for.
High Limit Accident Coverage
We provide personal and corporate Accidental Death and Dismemberment coverage as an alternative or supplement for people who can not obtain sufficient amounts of traditional life insurance.
We provide Accidental Death and Dismemberment for individuals partaking in ??activities that include: ??Race Car Driving, Piloting, Scuba Diving and Mountain Climbing. ??War Risk coverage is also available for contractors working and living in high-risk locations anywhere in the world.
Instant Issue of coverage
Online policies are issued immediately – Online Applications take 5 to 10 minutes. Payments are made by credit card.
Amount of coverage
The amount of life insurance coverage is 10 x (ten times) the applicant’s annual salary. Proof of income is needed only at the time of a claim of benefits. So verification is not needed at time of issue, only in case of death. Benefits are limited to income verification (10 times your provable tax returns).
insurace coverage
- Personal Accidental Death and Dismemberment Life Insurance
- Business Travel Accident Coverage (Life/or Disability Insurance)
- Accident Only Permanent Total Disability Insurance
- War and Terrorism Coverage
- Benefit Amount exceeding $75,000,000 per person
- 24 Hour Worldwide Coverage
- Policy Terms ranging from 1 day to 3 years
Examples of most common uses
- Business travel to another country
- Leisure Travel
- Jouranlists
- Contractors
- Humanitarians
- Engineers
- Missionaries
- War Zone coverage
- Key Person
- Buy/Sell Agreement
- International Coverage
- Flight risks
- Life Insurance postponement
CASE STUDY.
A satellite technician was offered a job in Iraq assisting the U.S. military with their communications systems. Before departing, he wanted to financially protect his family in the event he suffered death or permanent disability while overseas. Because he would be in a high-risk location, traditional life and disability companies would not offer coverage. Our firm was able to secure Accidental Death and Dismemberment, as well as personal disability coverage, which included any losses due to passive war and terrorism.A satellite technician was offered a job in Iraq assisting the U.S. military with their communications systems. Before departing, he wanted to financially protect his family in the event he suffered death or permanent disability while overseas. Because he would be in a high-risk location, traditional life and disability companies would not offer coverage. Our firm was able to secure Accidental Death and Dismemberment, as well as personal disability coverage, which included any losses due to passive war and terrorism.